Job Description
REF: (SS/MFO/02/23)
Our client, a licensed Deposit Taking Sacco headquartered in Kisii Town, is seeking to recruit a qualified and highly motivated individual to fill the position of a Micro Finance Officer.
Reporting to the Micro Finance Manager, the individual will be responsible for the day to day coordination of the credit functions in the SACCO, ensuring high customers service standards are maintained and total compliance to the SACCO lending policies and procedures.
Tasks and Responsibilities
• Market Micro-credit products and services to the target clients and maintain the image of Micro-Credit activities under the guidance of the Micro Finance Manager
• Deposit Mobilization
• Maintain good relationship with groups and frequent visit
• Disbursement and processing of loans
• Maintain quality portfolio by closely monitoring repayment of loans from customers and ensuring prompt follow-ups
• Recruiting clients, groups and business appraisal
• To identify and locate prospective micro-credit clients
• To plan periodic visits to identifiable clients
• Prepare Micro-Credit loan applications for approval
• Prepare weekly and monthly returns/reports to the Micro Finance Manager
Minimum Qualifications and Skills
• A Bachelor’s Degree in Accounting/Finance or a Business-Related Degree from a recognized university.
• CPA II or Credit Management Certification.
• A minimum of 3 years experience in micro-credit in a busy financial institution. ➢ Sound knowledge of Sacco laws and regulations.
• A person of integrity, and a team player with effective communication skills.
• Sound judgment and decision-making ability on lending across all sectors.
• Excellent analytical, interpersonal, and team management skills.