Assistant Credit Officer Job at IG Sacco Society Ltd

IG Sacco Society Ltd

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Experience Required:2 Years
Total Positions:1
Job Type: Full Time
Job Category: Finance
Minimum Education: Diploma
Job Location: Kakamega, Kenya
Posted on: October 27, 2023
Last Date: November 13, 2023

Job Description

Overall Responsibility
The job holder will be responsible for the accurate, timely and proper processing and appraisal of all loans granted to members.

Key responsibilities
• In-charge of prequalification of loan applications and give recommendations to the Credit Officer.
• Comprehensively and satisfactorily attend to all customer’s/member’s inquiries and complaints regarding their loans.
• Ensure that all required reconciliations and reports of all loans processed are prepared on daily/weekly/monthly basis for each type of loan product.
• Ensure that all records relating to all loans processed are forwarded to registry for safe keeping and an acknowledgement report is safely kept.
• Constantly advice the management on review and re-branding of Credit products.
• Attend to customer enquiries and correspondences as per the customer service standards.
• Updating members on their loan application status.
• Analyzing risk ratios of clients based on their credit score and financial history.

Qualifications.
• Diploma in Credit Management/Accounting/Banking/Co-operative Management, or any relevant business related qualifications from a recognized institution.
• Must be a holder of CPA/CCP Part II.
• Proficiency in computer applications.
• Registered member of ICM will be an added advantage.
• A minimum of two (2) years working experience preferably in a reputable financial institution.

Skills Required

Problem Solving Skills
Reporting Skills
Ability to Observe Deadlines
Planning Skills
Organizational Skills
Ability to Work Under Pressure
Communication Skills
Customer Service Skills