Job Description
Our client, Nyati Savings and Credit Cooperative Society was registered in 1977 under the Cooperatives Societies Act by then employees of Securicor Security Services (K) Limited (currently G4S Security Services). In 2016, Nyati Sacco was licensed to conduct deposit taking business under the Sacco Society Act of 2008. Under the watchful eye and regulation of the Sacco Societies Regulatory Authority (SASRA), the Society continues to respond to the emerging and growing needs of members. Nyati Sacco wishes to recruit a professional for the position of HOD Operations.
JOB SUMMARY
The Job Holder is responsible for the entire credit management process, including the consistent application of a credit policy, periodic credit reviews of existing members, and the assessment of the credit worthiness of potential members/customers, with the goal of optimizing the mix of the Sacco’s loan portfolio and bad debt losses.
He/she will be responsible for all aspects of FOSA business to deliver business growth through offering attractive products and effectively managing operations to ensure customer satisfaction while meeting internal and regulatory compliance requirements.
PERSON PROFILE
Minimum Qualifications, Knowledge, Skills and Experience required for this position:
• A Bachelors’ degree in Commerce /Business Administration/ Economics, or equivalent from a recognized Institution of Higher Learning
• Possession of MBA will be an added advantage.
• Must be certified credit professional – from KICM
• Proven experience and Knowledge in Micro-credit Business
• Minimum of Ten (10) years relevant Management experience in a busy deposit taking Sacco or any other financial institution, five (5) years of these being in a Senior Management Position in Credit and FOSA Operations preferably within the co- operative movement.
• Strong analytical and numeric skills
• A proven track record in organization and problem-solving skills for effective and prompt decision making.
• Sound knowledge in Deposit taking Sacco, regulatory ‘s (SASRA) guidelines governing DTS’s
• Proficiency in Computer applications especially in accounting packages and Systems.
Must demonstrate the following attributes / Skills
1. Team player with good leadership skills.
2. Flair in current Financial and Business Trends
3. Have unquestionable integrity
4. Excellent communication and interpersonal skills
5. Able to meet strict reporting deadline