Job Description
REF. JSS/HR- OFF II LOANS JS-9/2024
Position: Officer II Loans
Grade: JS - 9
Required no. 1
Department: Loans
Division: Operations
Job Type: Contract – Three (3) Years renewable based on performance
Location: Nairobi
JOB PURPOSE
Reporting to the Manager Loans, the job holder is responsible for providing support to the loans
department by appraising loans and monitoring timely payments.
FUNCTIONS / KEY RESULTS EXPECTED:
The Jobholder is responsible for:
1. To meet with applicants to obtain and compile copies of loan applicants’ credit histories,
financial statements, and other financial information for loan processing.
2. To appraise and advise members on loan eligibility.
3. To analyse applicants’ financial status, credit, and property evaluations to determine
member’s financial status.
4. To review loan applications to ensure that they are complete and accurate according to the
policy.
5. To coordinate the loan processing and advising members on loan approval status.
6. To ensure compliance of loan procedures as per SASRA and other legal requirements.
7. To give financial advice and information to potential clients.
8. To generate loans periodical reports.
9. To advise members on the status of their loan applications
IMPACT OF RESULTS
Overall attainment of the SACCO’s short and long term strategic issues.
QUALIFICATIONS & REQUIREMENTS
Business related degree or CFA Finalist
3 years’ relevant working experience in a SACCO/financial organization
KEY SKILLS AND COMPETENCES
Communication and interpersonal skills
Customer service.
Analytical skills.
Reporting skills